Community Lending Loan Officer (CRA Focus) Job at Pacifica Continental, Florida

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  • Pacifica Continental
  • Florida

Job Description

Community Lending Loan Officer (CRA Focus)

Location: Miami or Greater Orlando Area, Florida
Employment Type: Full-time
Work Model: On-site

About the Opportunity

Pacifica Continental, an international executive search and recruitment consultancy, is representing a well-established financial institution in the retail and community banking sector. Our client is expanding its community lending initiatives and is seeking a Community Lending Loan Officer with CRA exposure to support lending programs focused on inclusive growth and local economic development in Florida.

This is an excellent opportunity for a lending professional who wants to build a long-term career within a stable institution, gain strong market exposure, and play a meaningful role in community-focused finance.

Role Overview

The Community Lending Loan Officer will be responsible for originating, structuring, and managing loans that support Community Reinvestment Act (CRA) objectives , with a strong focus on low- to moderate-income individuals, small businesses, and community development initiatives.

This role combines client-facing lending activities with regulatory awareness, community engagement, and collaboration across internal teams.

Key Responsibilities

  • Originate and manage CRA-eligible consumer, small business, and community development loans.

  • Build and maintain relationships with community organizations, nonprofits, local partners, and referral sources.

  • Promote lending programs that support affordable housing, financial inclusion, and economic development.

  • Ensure compliance with CRA requirements, internal credit policies, and regulatory standards.

  • Track loan performance and contribute to reporting and examination readiness.

  • Participate in outreach initiatives, community events, and financial education programs.

Candidate Profile

  • Previous experience as a Loan Officer, Community Lending Officer, CRA Loan Officer, or similar role.

  • Background in banking, credit unions, community banks, or regulated financial institutions preferred.

  • Solid understanding of consumer lending, small business lending, or community development lending.

  • Familiarity with CRA concepts, LMI communities, or affordable lending programs is highly valued.

  • Strong relationship-building and communication skills.

  • Organized, proactive, and comfortable managing a lending pipeline.

Why Consider This Opportunity

  • Competitive compensation and comprehensive benefits package.

  • Long-term career growth within a stable and regulated financial institution.

  • Strong exposure to community-focused lending and regulatory frameworks.

  • Opportunity to make a real impact on local communities while developing your professional trajectory.

  • Supportive environment with collaboration across lending, compliance, and operations teams.

Application Process

This position is being managed exclusively by Pacifica Continental .
Interested candidates are encouraged to apply or share their CV. All applications will be treated with strict confidentiality.

If you are not actively looking but know someone who may be a strong fit, referrals are very welcome.

Job Tags

Full time, Local area

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